The free Scan vs Monitor
The report is free; the watching is what you pay for. Deliberately — a leak report you have to remember to re-run is a to-do item, and to-do items are where ghosts thrive.
The free Scan
The complete report — every ghost, full names and amounts, nothing blurred. Your identity source plus two tool connectors, manual re-scans 7 days apart, latest snapshot only. Connector slots stay used for two weeks after a disconnect, so swapping tools in and out isn't a loophole (nice try, and honestly, respect).
Monitor
Unlimited connectors, nightly re-scans, a same-week alert when a new ghost appears, the Monday digest, findings history with recovered-money tracking, and the snooze/ignore verdicts. Priced by team size in three bands — see pricing — measured from your directory, never from the tools. Annual pays for ten months.
The upgrade trigger, stated plainly
Your free report is accurate the moment it runs. The next leaver becomes a ghost within days of offboarding, and you won't know until you remember to re-scan. Monitor exists so you never have to remember.